APPLY FOR PSLF: Submit Your Employer Certification Form
Before taking the final step and applying, have you:
Note: Some borrowers are not required to consolidate their loans if they are Direct Loans. For more information see our FAQ.
If you have worked in the public service, such as the federal, state, or local government employment or working for a non-profit, you will need to certify that employment. You can do this at any point, but we recommend doing it annually. To benefit from the temporary changes to PSLF, make sure you certify your employment by October 31, 2022.
How to certify your employment:
Watch the video or read below for step-by-step instructions.
→ Note: In July 2022, MOHELA took over as the dedicated student loan servicer for PSLF. See below for more information.**
Follow the steps below to certify your employment by submitting your PSLF Form, formerly called an Employment Certification Form or “ECF”
1. Go to the federal government’s website: studentaid.gov/pslf and navigate to the PSLF Help Tool
Log In using your FSA ID. If you do not have an FSA ID, create one.
2. Use the PSLF Help Tool to generate a PSLF Form. The Tool will guide you through the process.
3. Have your employer sign the PSLF Form. Navigating the Tool will result in a PDF that you must print, sign, and have your employer sign to verify your periods of employment.
4. Submit your PSLF Form online.
Once you have the form signed by your employer, you should submit it to the student loan servicer listed on the form.
**Starting in July 2022, MOHELA is the dedicated servicer for PSLF. If your account was already with FedLoan Servicing, the prior PSLF servicer, you should receive a notice and your account should be transfered without any action by you. You can find more information on MOHELA’s website at: https://www.mohela.com/pslf.
TIP: If you have had multiple employers since October of 2007, be sure to submit a PSLF Form for every qualifying employer you’ve worked for.