Do You Know What Type of Federal Student Loans You Have?

Determine what kind of student loans you have

You can receive credit toward loan forgiveness no matter what type of federal student loan you have. However, depending on the type of federal loan you have, you may have to take additional steps.

Note: Only federal loans you took out to pay for your own education are eligible. Parent Plus loans are not eligible. To make a Parent Plus loan eligible for PSLF, you must consolidate it.

How to verify your type of loan.

Watch the video or read below for step-by-step instructions for determining what type of loan you have.

Instructions for identifying student loan type

1. Go to studentaid.gov and log in using your Federal Student Aid (“FSA”) ID. If you do not have an FSA ID, click “Create Account.”

If you have forgotten your username or password, click the “Log In” button and follow the prompts for either “Forgot My Username” or “Forgot My Password” to retrieve your account information.

2. View Your Loan Details.
When you log in, you will see your student aid dashboard. On the dashboard, click “View Details.”