Template PSLF Email

Use our Template PSLF Email to Alert Employees About Their Eligibility

Fill in the pink content below and then copy-and-paste into an email for a pre-written employee alert about PSLF!

If you want to go above and beyond, consider sending monthly or biweekly reminders about PSLF to employees this August, September, and October—to ensure your employees benefit before the October 31 PSLF Waiver deadline!

Dear Colleague: 

As a [government/non-profit] organization, [Employer Name] is a “qualified employer” under the federal Public Service Loan Forgiveness (PSLF) Program. This means that you, as an employee, are potentially eligible for forgiveness on any federal student loans. We are committed to helping you participate in this program.

Nationwide, over 9 million public service employees may qualify to have their federal student loans cancelled. The average loan balance forgiven so far is over $60,000 per borrower! There are temporary changes to PSLF that will expire on October 31, 2022. To benefit from these changes, you must take action by this deadline.

The PSLF program rewards government and non-profit employees with federal student loan forgiveness after 10 years of work and qualifying loan payments. The temporary changes to the program make it easier to qualify by counting loan types and payments that don’t normally count for PSLF. For this reason, even if you have previously applied for or been rejected by PSLF, we encourage you to learn more about this opportunity and apply before the deadline. Even if you do not have the full 10 years of service, taking these steps will put you closer to loan forgiveness if you continue to work in government or the non-profit sector. This program does not apply to private student loans or to work for for-profit employers.

Here’s what you need to do:  

  • Confirm whether you must consolidate your loans. There are different types of federal loans, and the U.S. Department of Education has said that to qualify for PSLF, borrowers must first convert any non-Direct Loan into a Direct Loan through  a process called consolidation. You can confirm your loan type by logging in to studentaid.gov, where you can also consolidate your loans if necessary. You should do this before completing your PSLF Form.
  • Submit the Public Service Loan Forgiveness Form. Use the PSLF Help Tool to complete the form. It only takes a few minutes. Complete this form for every employer you are trying to get credit toward. Only employment from October 1, 2007 or later will count. You will need our IRS Employer Identification Number to add us as an employer on the PSLF Help Tool. Our EIN is [EIN]. When you are ready for us to sign the form, please submit it to [email for employer HR contact]. Once signed, you will then need to follow the submission instructions on section seven of the form. Please allow [#] days for processing, and keep in mind the October 31, 2022, deadline for you to submit this form to the federal government.

Visit studentaid.gov/PSLF for more information. You can also visit www.ForgiveMyStudentDebt.org for free tutorials or https://protectborrowers.org/events/ for free webinars about accessing PSLF.

Sincerely, 

[Employer]