Terms of service/privacy

Terms of service/privacy

Please understand that we do not provide legal advice about individual cases. We request that users first review the information on this site and call or e-mail only with general questions not answered here. This web site includes links to other resources for those who seek individualized legal advice or other help not offered here. This site is for people who already have student loans and want to know more about their options and rights.

Privacy Notice for Forgive My Student Debt

The American Federation of Teachers (AFT) is dedicated to protecting your online privacy. This privacy policy is intended to inform you of our practices regarding your personal information and your online rights with AFT.

How We Collect Personally Identifiable Information

The personal information we collect is always voluntarily submitted by you. When you visit our website, we automatically obtain the following information from you: the name of your Internet service provider, the browser and operating system of the computer you are using, the website that referred you to us, the pages you request, the date and time of those requests, and the amount of time spent viewing each request.

How We Use Your Information

Information collected about you and your computer is used to fulfill your requests and to track aggregate information about usage of these features. We may also use your contact information to periodically send you email updates and ask you to participate in our organization’s activities. If you provide your phone number, we may call you. We also use this information on an aggregate basis to generate statistics and measure site activity to improve the usefulness of our website to our visitors. For example, we use this information to track which webpages are most popular among visitors as a whole. We do not track the pages you or any individual visitor may look at during a visit to our website, and we do not collect any other information without your knowledge and permission.

How We Handle Your Personally Identifiable Information

The information you submit to us is handled in-house and is reviewed and seen by in-house employees. Occasionally, for security or other internal purposes, an authorized third party representative – such as a professional database administrator – may have access to your information. We will not sell, rent, or trade your personally identifiable information to any other entity without your authorization.


A cookie is a piece of data containing information about you that is stored on your hard drive. Our website uses cookies only for measuring aggregate web statistics, including number of monthly visitors, number of repeat visitors, most popular webpages, and other information.

User Generated Content

When you agree to make copyrightable User Content available on the Forgive My Student Debt website, you retain ownership of any copyright you claim to your User Content. You also represent and warrant that – with respect to all User Content that you publish, disseminate, and/or otherwise make available through the website – (a) you have all the rights and licenses necessary to use, reproduce, publish, display publicly, perform publicly (including by means of digital audio transmission), distribute, and/or otherwise exploit such User Content (and to grant to AFT the licenses set forth in this Agreement), and (b) the User Content will not infringe or otherwise violate the rights of any third party including, but not limited to, the copyright, trademark, privacy, and/or publicity rights of any third party. By submitting User Content as set forth above, you hereby do and shall grant to AFT (and its successors, assigns, partners, affiliates, and third party service providers) a worldwide, non-exclusive, perpetual, irrevocable, royalty-free, fully paid, sublicensable, and transferable license to use, reproduce, modify, create derivative works from, distribute, publicly display, publicly perform (including by means of digital audio transmission), and otherwise exploit your User Content on and in connection with the website and for any purpose and in any medium, by any means currently existing or yet to be devised. You also hereby do and shall grant to each user of the website a non-exclusive license to access and view your User Content through the website, and to use, reproduce, modify or create derivative works based thereon, distribute, publicly display, and publicly perform (including by means of digital audio transmission) such User Content as permitted through the functionality of the website.

Outside Links

This privacy statement applies solely to information collected by this website. This site contains hypertext links to other sites. We are not responsible for the privacy practices or the content of such websites.

Legal Terms

AFT operates this website subject to the following legal terms. Your use of the website indicates that you accept these legal terms. We reserve the rights to change these terms at any time by posting changes online. If you continue to use the site after any changes this indicates that you have accepted those changes. The Forgive My Student Debt website is only to be used for lawful purposes, and in ways that do not infringe or restrict the rights of others or their use of the site. The information on the site, including names, logos, trademarks, pictures, etc., is provided without any representation or endorsement made and without warranty of any kind whether express or implied. AFT will not be liable for any damages including, without limitation, indirect or consequential damages, or any damages arising from the use or in connection with such use or loss of use of the website, whether in contract or in negligence. While we do our best to keep our site functioning and free of bugs or viruses, AFT does not warrant that the functions on our website will be free of interruptions, errors or bugs, or will operate on all devices or operating systems. Commercial use or publication of any or all items displayed is strictly prohibited without prior authorization from AFT.

If you require further information about the use of any content please contact us at debtclinic (at) aft.org. Any information or communication that you transmit to, or post on, any public area of Forgive My Student Debt website, including any comments, information or questions, will be treated as non-confidential and non-proprietary information. If there is any conflict between these legal terms and specific terms of use appearing on this site relating to specific material then the latter shall prevail. The views of contributors to this website are not necessarily the views of AFT. These terms and conditions shall be governed and construed in accordance with the laws of the United States of America. Any disputes shall be subject to the exclusive jurisdiction of the Courts of the United States of America.

Creative Commons Media

Some of the media used on this site are derived from the following Creative Commons licensed works.

Some icons generated by flaticon.com under CC BY. The authors are: SimpleIcon, Freepik, Icons8.

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